ࡱ> TVU bjbjNN $,~,~ ]4t,%%%9;;;;;;$PDr_%%%%_E,EEE%(,9%9E E_:,JJ9,`*n5/   Geared for Success 3 minutes to insurance understanding Save money and cover your fatal gaps. ABC Insurance 123 My Street Our Town, USA 27514 P: 919-929-8483 F: 919-932-6793 email:  HYPERLINK mailto:ideas2go@mindspring.com ideas2go@mindspring.com www.insuranceproposals.com 6th Sense Proposals Performance Dynamics 1502 Michaux Road Chapel Hill, NC 27514 P: 919-929-8483 F: 919-932-6973 email:  HYPERLINK mailto:ideas2go@mindspring.com ideas2go@mindspring.com www.insuranceproposals.com Protecting against employee suits Take this quick test. Check True or False for each answer and total the number of answers for each. SCORE: 0-2 False answers: Read no further. Youre low risk for employment related charges or suits. 3-5 False answers: You are a potential target for legal action by employees that may perceive they have been treated unfairly. 6-8 False answers: Call for help. Youre at high-risk for employee related suits. Employment law is extremely complex and dynamic, changing continuously as the result of the flood of new federal, state and local legislation, administrative rulings and court precedent. While certain laws apply only to employers above a certain size, this does not exempt smaller employers. Thirty-seven states have lower thresholds, in some cases to include every employer, than the federal government. Further, employees can sue under common law for wrongs they perceive were committed against them by pursuing traditional legal theories of negligence or intentional torts! Social standards have changed dramatically over recent years and employees are increasingly aware of their legal rights and willing to aggressively pursue them. Your intent and employee perceptions may differ. Your human resource procedures and the special insurance designed to protect you against employee suits must work hand in hand to build a shield around you. Your own attorney may not be able to handle an employee suit. Youll need a specialist at $300 hourly. Take steps today to make sure your procedures comply. Call for a free audit. EMPLOYEES: Your greatest asset; Your greatest threat. r T r F r T r F r T r F r T r F r T r F r T r F r T r F r T r F 1. We have never terminated employees. We do not anticipate terminating employees in the future. 2. Our work force composition (race, ethnicity, gender, and age) clearly mirrors that of the general population. 3. Our work force is regularly trained in acceptable behavior towards the opposite sex. 4. We have a written progressive disciplinary procedure that we conform to. 5. We have no workers over the age of 40. 6. We have no employees with a disability (impaired hearing, obesity, alcohol or drug dependency, partial paralysis) 7. We have women and minorities in executive/management position in the same proportion as in the general population. 8. 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